Is 877-941-1106 Flooding You with Loan Offers? Here’s What You Should Know

If you’ve been getting endless calls from “Sarah in the approval department,” offering you a $72,000 loan with “payments as low as $530 a month,” you’re not alone. The number 877-941-1106 has been reported by countless people as part of a robocall spam operation—and it’s driving everyone nuts.

This information is based on reports from individuals who may have experienced or encountered potential scams. Scammers often use or imitate legitimate phone numbers from businesses and government agencies to deceive people. Always verify the legitimacy of any communication before taking action.This article is intended for informational purposes only and does not provide definitive conclusions about the legitimacy of any entity or individual.

What’s Happening?

Here’s the rundown of the 877-941-1106 scam:

1. The Scripted Voicemail:
   The call starts with a pre-recorded message:
   “Hello, this is Sarah. I’m an underwriter here in the approval department. I’m reaching out to let you know that it appears we can offer you up to $72,000 with payments as low as $530 a month. Please give us a call as soon as possible at 877-941-1106.”

   • It’s the same exact message every time.
   • No legitimate business offering loans would use a generic script without verifying who you are first.

2. The Flood of Calls:
   Victims report receiving:

   • 5–20 calls a day, sometimes more.
   • Calls from random numbers across the U.S.—different area codes, different spoofed numbers every time.

   Blocking one number doesn’t help. Why? Because the system simply rotates to another spoofed number and keeps calling.

3. Harassment Tactics:

   • Many people report asking to be removed from the call list, yet the calls keep coming.
   • Calling 877-941-1106 back often leads to silence, hang-ups, or vague responses from “loan agents” who refuse to identify a legitimate company.
   • Some callers are asked for personal information—a major red flag.

Is It a Robocall Spam Operation?

Yes, it’s a textbook robocall operation. Here’s why:

1. Automated Messages:
   The message from “Sarah” is pre-recorded, not live. Robocall systems use these scripts to quickly target thousands of phone numbers at once.

2. Spoofed Numbers:

   • Each call comes from a different fake number—a tactic known as number spoofing.
   • Scammers do this to bypass call blocking and make the call appear “local” (neighbor spoofing), increasing the chance you’ll pick up.

3. Volume Overload:

   • Victims report being called dozens of times a day.
   • Even after blocking numbers, the calls persist because the system simply rotates to another spoofed number.

4. No Legitimate Information:

   • Real businesses must clearly identify themselves and their purpose. “Sarah” doesn’t mention a company name, location, or valid credentials.
   • Offering a $72,000 loan without background checks or credit verification? That’s a scam giveaway.

Why You Shouldn’t Engage

Robocall scams like this aren’t just annoying—they can be dangerous. Scammers use tactics to:

• Phish for personal information like Social Security numbers or bank details.
• Trick you into agreeing to “loan terms” that result in fraud or stolen money.
• Confirm that your number is active, leading to even more robocalls.

Calling back or pressing “remove me” doesn’t stop the calls—it often makes things worse.

How to Stop the Calls

1. Don’t Call Back:
   Calling 877-941-1106 confirms your number is active, placing you on more robocall lists.

2. Block and Report:

   • Block spoofed numbers as they come in. It won’t stop everything, but it can reduce the volume.
   • Use your phone carrier’s spam filters: AT&T Call Protect, Verizon Call Filter, or similar services.

3. Report the Scam:
   File complaints with:

   • The FTC: donotcall.gov
   • The FCC: fcc.gov/robocalls

4. Stay Alert:

   • Never provide personal or financial information over the phone.
   • If you’re curious about a loan, research reputable lenders—never trust unsolicited calls.

The Bottom Line

877-941-1106 appears to be linked to a robocall operation that many have described as suspicious or potentially part of a scam. The repeated calls, spoofed numbers, and automated messages promoting unverified loan offers raise significant red flags.

To protect yourself, avoid engaging, do not call back, block the number and report the calls to the FTC or FCC to help combat the issue.