Is 855-954-6347 a Scam Number? Here’s What You Need to Know

If you’ve gotten a call from 855-954-6347, you might be wondering, Is this a scam? Based on what people are saying, all signs point to yes—and it’s likely one of those shady debt collection scams.

Here’s the deal: 855 numbers are toll-free, which means legitimate businesses do use them. But scammers love these numbers too because they make them seem official. Let’s break down what’s going on with this particular number.

This information is based on reports from individuals who may have experienced or encountered potential scams. Scammers often use or imitate legitimate phone numbers from businesses and government agencies to deceive people. Always verify the legitimacy of any communication before taking action.This article is intended for informational purposes only and does not provide definitive conclusions about the legitimacy of any entity or individual.

What People Are Saying

1. They’re Claiming You Owe Old Debts – Several people who’ve received calls from this number have said the caller claims to be from some company called “Kaufman and Associates” or “KNA.” They’ll tell you that you owe on some old debt—maybe even something you already paid off! Their goal? To confuse and scare you into paying them.

2. They Threaten You With Legal Action – A common tactic they’re using is to threaten you with lawsuits, subpoenas, or getting served with legal papers if you don’t pay up immediately. But here’s the thing: real debt collectors don’t warn you ahead of time if they’re serving you legal papers. That’s not how it works. This is just a scare tactic to get you to call back and pay.

3. They’re Targeting Vulnerable People – One person even mentioned that they tried pulling this scam on their 93-year-old parent who has Alzheimer’s. That’s how low these scammers are willing to go—they target people who may not be in a position to protect themselves.

4. They Call Your Friends and Family – Another thing these scammers love to do is call people close to you—like your family members or even your workplace—to embarrass you and ramp up the pressure. They’re hoping you’ll freak out and give in just to make it all go away.

5. They Offer Suspicious Settlements – Here’s another red flag: they’re willing to settle for way less than what they claim you owe. Some folks have said they were told they owed $11,000 but could “settle” for $3,000—or even $1,700 if they paid right away. Sounds fishy, right? Legit debt collectors don’t just drop the amount like that on a whim.

6. No Official Paperwork – By law, real debt collectors have to send you written proof of the debt within five days of contacting you. But none of the people who’ve interacted with this number report getting any paperwork, which is a huge warning sign that this is a scam.

How the Scam Works

So, how exactly does this scam work? Let’s break it down step by step:

1. They make contact with you – It starts with a call, claiming they represent a debt collection agency. They’ll likely mention an old debt you may or may not recognize and create a sense of urgency by saying you’re at risk of legal trouble—things like lawsuits, subpoenas, or wage garnishments.

2. They’ll reference a “case number” – To make it seem legit, they’ll give you a fake case number or reference some official-sounding legal matter. They might even claim a process server has been trying to deliver paperwork to your home or work, but they’ve “missed you.” This is all part of their plan to make you feel like time is running out and you need to act fast.

3. They threaten legal consequences – The scammers will tell you that if you don’t respond immediately, you could be taken to court or have your wages garnished. They’ll also say things like, “If you don’t pay today, we’ll serve you at your workplace,” adding extra pressure by threatening to embarrass you in front of your boss or coworkers.

4. They offer a way out—if you pay now – After scaring you with the threat of legal action, they’ll offer a way to “settle” the debt—often for far less than what they claim you owe. They’ll say things like, “You can pay $3,000 today instead of the full $11,000” or offer a payment plan. This is where they try to get your money.

5. They keep you in the loop with fake updates – If you don’t respond right away, they might follow up with more calls, saying they’re still trying to “serve” you or that you’re running out of time to avoid the legal consequences. This constant communication keeps the pressure on, making it feel like the only way out is to pay.

6. They may even call your family or friends – To really turn up the heat, scammers will sometimes call people close to you—like family members, friends, or even your workplace—claiming they need to serve you or that you’re involved in some legal trouble. This is a tactic to embarrass you and make you want to resolve the issue quickly to avoid further drama.

What Should You Do?

So, what should you do if you get a call from 855-954-6347? Here’s the game plan:

• Don’t engage. It’s best not to talk to these people. Don’t give them any personal info, and definitely don’t agree to pay anything.
• Ask for proof in writing. If you want to be extra cautious, ask them to send you written proof of the debt. Legit debt collectors are required by law to do this.
• Check with your local courts. If they’re threatening legal action, call your local courthouse to see if there’s actually anything filed against you. Chances are, there’s not.
• Report them. File a complaint with the Federal Trade Commission (FTC) and your state’s Attorney General’s office. They can investigate these shady practices.

The Bottom Line

If you get a call from 855-954-6347, it’s most likely a scam. They use pressure tactics—like threats of legal trouble, calling your family, and offering “too good to be true” settlements—to get you to pay. Don’t fall for it! Stick to the tips above, and you’ll be in the clear. Stay safe!